
Refinancing & Debt Consolidation
Providing no-cost, no-obligation second opinions on your existing loan.
Get More From Your Existing Loans - Unlock better rates, better terms and better outcomes
Your current lender might not be offering you their best deal – let's find out what you're missing.
Stuck with a loan that's not working as hard as it should? Whether it's a home loan with rates that seem too high, a business loan with restrictive terms, or an investment loan that's not tax-efficient, refinancing could save you thousands of dollars and give you more flexibility.
We work with clients every day who wish they'd refinanced sooner. The good news? It's never too late to explore your options, and we'll make the whole process as smooth as possible.
Common refinancing wins
Rate Reductions – Often 0.5-1% or more below your current rate
Better Loan Features – Offset accounts, redraw facilities, split loan options
Improved Serviceability – Access to lenders who better understand your income type
Debt Consolidation – Combine multiple debts into one lower-rate loan
Debt Recycling / Structure optimization – Better loan structures for tax efficiency and paying off home loan sooner
Equity Access – Use your property's increased value for other investments or improvements
